Rachel (60) is an executive at a publicly listed company. She has amassed significant wealth over her working life and is seeking assistance with her financial investments and structures. She is seeking a professional to help her manage her finances more effectively in the lead up to her retirement at age 65.

Rachel made it clear to us that she was interested in exploring new investment opportunities that would help her grow her wealth further. She emphasised the importance of having a secure and regular income stream in retirement to replace her current salary.

After conducting a thorough analysis of Rachel’s financial situation and taking the time to understand her priorities both in the lead up to retirement and in retirement, we were able to advise her on a comprehensive investment strategy that would help her achieve her financial goals.

The proposed strategy included a portfolio of investments such as cash, bonds, Australian and global shares, listed property and alternative investments. This ensured she would have a well-diversified portfolio across all asset classes within her portfolio.

One key recommendation to Rachel was to establish a guaranteed lifetime income stream, given the emphasis she had put on this at our initial meeting. This guaranteed lifetime income stream would provide her with a secure level of income for life so that she would have certainty of the income that she would receive irrespective of how investment markets are performing or what state the economy was in domestically and globally.

These were all housed in a tax-efficient investment structure that would help Rachel minimise her tax liabilities both now and into the future.

Rachel was extremely satisfied with the solution provided by us. She felt that we had taken the time to understand her unique financial situation and provided her with a customised investment strategy that was tailored to her specific needs.

She was deeply impressed by our knowledge and expertise and most importantly, she felt heard as we addressed her key concerns and priorities. Overall, Rachel felt much more confident about her financial future and was grateful for the advice she had received from us.