Financial Foundations


An immediate annuity is an investment of a lump sum, usually with a life insurance company, that provides a regular guaranteed income for a specified period. The income will depend on the initial investment, frequency of payments and the prevailing interest rate. The income you receive is generally set at the time of investment and will not change.

Each type of income stream has different features. The vast changes that were made to superannuation in the past decade by the government affected income stream products and ultimately your retirement. We can help you with your retirement planning by identifying income options that best suit your circumstances and goals whilst enhancing your retirement preparation by utilising our range of retirement funding simulator software to demonstrate the range of options available that may suit your retirement income needs…


Tony Cerra Assistant Principal

"FFA made very complex issues simple to understand. They have passion for what they do and it shows. They are willing to answer all questions providing up to date information. Thanks again for your presentation and your continued support of our Assistant Principal Network Group."